The redlining was what stood out to me the most from the EOTO presentation. The redlining stood out because it was the start of low income housing and denying equal housing opportunities to black people. The redlining of districts was created to condense the area where black people lived and keep them from encroaching on other living districts. The process of redlining was showing the reality of housing discrimination. For example, the areas where the district lines on maps were shown in blue were the areas with money and a higher chance of receiving a loan for housing consideration. The other districts that were deemed acceptable for loan consideration were the yellow and green areas. The housing areas that were considered unacceptable for loan consideration were the red areas. The areas that were red earned the title of redlining.
The housing districts were separated into colors as explained above but the creation of said districting allowed for loan discrimination and terrible living conditions for people of color. The housing areas that did not qualify for loans became known as low-income housing that gained the reputation of being commonly known as housing for black people. The housing discrimination was determined to keep black people in an inferior position. The housing loan redlining had programs known as the Home Owners Loan Corporation and the Federal Housing Administration which made paying for loans and mortgages more accessible and reasonable to pay. The services were offered for most people; however minorities were excluded because they were seen as a risk in terms of credit.
In closing, the struggles that were faced by these minority groups are still present in this current day, but it is done in a different way. Redlining still exists and is termed government housing. The truth of redlining was to discriminate and put all people of color in a place of inferiority. It also attempted to try and keep them from moving up in economic status. This was kept in place for years, before becoming illegal in 1968 with the passing of the Fair Housing Act.
Sources
redlining | discrimination | Britannica
A 'Forgotten History' Of How The U.S. Government Segregated America : NPR
Redlining was outlawed in 1968. Here's how the practice is still hurting Black Americans. - CBS News
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